What we help with

Personal Guarantee ILA

Independent advice where you are personally guaranteeing borrowing, including property-related company borrowing.

A personal guarantee means you may become personally responsible for someone else's borrowing, often secured against property.

When you might need this

  • Guaranteeing borrowing for a company you're involved with
  • Guaranteeing a family member's property finance
  • A lender has asked for a signed ILA certificate before drawdown

Documents we usually need

  • The personal guarantee
  • Loan or facility agreement
  • Legal charge, if there is one
  • The lender's certificate and instructions

Don't have everything? Send what you've got and we'll tell you if anything else is needed.

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